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La fraude au RIB… ça n’arrive pas qu’aux autres !
La fraude au RIB est devenue un véritable fléau pouvant affecter les personnes physiques mais également les personnes morales.
L’escroc, le plus généralement en piratant une adresse mail, se fait passer pour l’expéditeur du mail contenant le RIB et/ou les coordonnées bancaires et les modifie pour que le virement soit détourné à son profit.
Que faire pour se protéger?
1/ Dans la mesure du possible, ne transmettez pas votre RIB par mail et privilégiez la remise en main propre ou par courrier
2/ Vous avez reçu un RIB par mail et devez réaliser votre virement : assurez vous que le RIB est conforme par un contre appel
3/ Méfiez-vous du changement de RIB de vos partenaires habituels
Que faire si vous êtes victime de fraude ?
1/ Alertez sans délai votre banque et demander la suspension du virement ou le retour des fonds
2/ Alertez votre créancier dont les coordonnées bancaires ont été usurpées
3/ Ménagez-vous la preuve de la fraude dont vous avez été victime
4/ Déposez plainte
07/05/2025
Articles
Source : Cécile GOHIER - Cabinet GENTY
